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The IUP Journal of Electrical and Electronics Engineering
Focus

Microstrip Antennas (MSAs) are widely used because of their compat ibility with integrated circuits. However, narrow bandwidth is a limi tation and various methods like incorporation of slots and additional resonators are adopted to increase the bandwidth. Among these, the slot technique is simple and straightforward in enhancing the bandwidth. In the paper, “Two Element Rectangular Microstrip Array Antenna for X and Ku Band Operation”, by B Suryakanth and S N Mulgi, a novel design is presented for dual band operation, one at X and the other at Ku band of frequencies. From the detailed experimental study, it is concluded that the dual band operation of antenna operating at two different bands of frequencies is possible by constructing a two element slot loaded rectangular MSA comprising an H slot in the ground plane.

Radio Frequency Identification (RFID), based on wireless radio communication
technology, is used for tagging and identifying stationary or mobile objects with a special antenna device called RFID reader. The reliability of an RFID system depends on the designed frequency of operation and the surrounding medium. The paper,“An Experimental Study of the Effects of Different Mediums on the Performance of RFID System”, by Sudip Dogra, K M Rajanna, Joyashree Bag and Subir Kumar Sarkar, deals with the experimental investigation of various types of tags under different intervening mediums. The detectability and the range of the tags are measured with different intervening mediums also by keeping the tags at detectable range at various angles. The effect of different mediums on the detectability and range of tags is also studied.

Flexible AC Transmission System (FACTS) devices, based on power electronics
components, are being used in the electric power systems for controlling and optimizing the flow of electrical power in the transmission line. Unified Power Flow Controller (UPFC) is one such FACTS device which is used to improve the steady-state and dynamic performance. In the paper, “Analysis of Reactive Power Compensation Using Unified Power Flow Controller by a New Conduction Angle Controller”, the authors S Baskar and N Kumarappan propose a new conduction angle control technique in the inverter and analyze the performance by mathematical simulation. The operating performance of UPFC is demonstrated on Single Machine Infinite Bus (SMIB) transmission line system. The study shows that the proposed UPFC controller is capable of improving the voltage profile and real and reactive power compensation in the power system.

Optimal Power Flow (OPF) deals with the operation of a power system to meet a specific objective under constraints dictated by the electrical network. Various techniques like Non-Linear Programming (NLP), Linear Programming (LP) and Quadratic Programming (QP) are used for optimization. But these methods suffer from certain drawbacks, such as insecure convergence, algorithm complexity and weak handling of qualitative constraints. Particle Swarm Optimization (PSO) technique can be used to remove these drawbacks. In the paper, “Security Constrained Optimal Power Flow Using Particle Swarm Optimization”, by S Manoharan and A Marimuthu, the solution of the OPF problem with security constraints is studied with the objective of minimizing the overall operating cost while satisfying the power flow equations and system security. An algorithm is proposed and tested on an IEEE 30 bus system for fuel cost minimization with constraints on the real power generation, reactive power generation and bus voltage limits.

Congestion in the modern deregulated power system operation causes overburdening of the resources and may lead to stability problems. Congestion management tools help in minimizing the ill-effects. In the paper, “Congestion Management in Distribution Lines”, by P K Satpathy, Pradyumna Kumar Sahoo, Sagarika Nath and Snigdha Mishra, a novel congestion management scheme has been applied to a practical distribution network in the state of Orissa.

Among renewable energy sources like solar, wind, biomass, tidal and OTEC, Solar Photovoltaic (SPV) energy generation has gained popularity because of the simplicity, and low maintenance cost. A review of the different topologies in the SPV-diesel hybrid power generating systems is presented in the paper, “Latest Trends in SPV-Diesel Hybrid Power Generation System”, by Iranna Korachagaon. The author analyzes the effect of design values for the hybrid systems parameters like panel size, battery size, DG set size and the inverter size and suggests that parallel topology has improved efficiency advantages over series topology.

-- MSR Murty
Consulting Editor

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Automated Teller Machines (ATMs): The Changing Face of Banking in India

Bank Management
Information and communication technology has changed the way in which banks provide services to its customers. These days the customers are able to perform their routine banking transactions without even entering the bank premises. ATM is one such development in recent years, which provides remote banking services all over the world, including India. This paper analyzes the development of this self-service banking in India based on the secondary data.

The Information and Communication Technology (ICT) is playing a very important role in the progress and advancement in almost all walks of life. The deregulated environment has provided an opportunity to restructure the means and methods of delivery of services in many areas, including the banking sector. The ICT has been a focused issue in the past two decades in Indian banking. In fact, ICTs are enabling the banks to change the way in which they are functioning. Improved customer service has become very important for the very survival and growth of banking sector in the reforms era. The technological advancements, deregulations, and intense competition due to the entry of private sector and foreign banks have altered the face of banking from one of mere intermediation to one of provider of quick, efficient and customer-friendly services. With the introduction and adoption of ICT in the banking sector, the customers are fast moving away from the traditional branch banking system to the convenient and comfort of virtual banking. The most important virtual banking services are phone banking, mobile banking, Internet banking and ATM banking. These electronic channels have enhanced the delivery of banking services accurately and efficiently to the customers. The ATMs are an important part of a bank’s alternative channel to reach the customers, to showcase products and services and to create brand awareness. This is reflected in the increase in the number of ATMs all over the world. ATM is one of the most widely used remote banking services all over the world, including India. This paper analyzes the growth of ATMs of different bank groups in India.
International Scenario

If ATMs are largely available over geographically dispersed areas, the benefit from using an ATM will increase as customers will be able to access their bank accounts from any geographic location. This would imply that the value of an ATM network increases with the number of available ATM locations, and the value of a bank network to a customer will be determined in part by the final network size of the banking system. The statistical information on the growth of branches and ATM network in select countries.

Indian Scenario

The financial services industry in India has witnessed a phenomenal growth, diversification and specialization since the initiation of financial sector reforms in 1991. Greater customer orientation is the only way to retain customer loyalty and withstand competition in the liberalized world. In a market-driven strategy of development, customer preference is of paramount importance in any economy. Gone are the days when customers used to come to the doorsteps of banks. Now the banks are required to chase the customers; only those banks which are customercentric and extremely focused on the needs of their clients can succeed in their business today.

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Electrical and Electronics Engineering